PSL is a financial institution licensed by the Bank of Ghana in accordance with Non-Bank Financial Institution Act, 2008 (Act 774) as amended to the Banks and Specialized Deposit-Taking Institutions Act, 2016 (ACT 930) to fully operate as a Savings and Loans Company since February 2004. PSL prides itself in providing financial services to its valued customers – well tailored banking products and services supported by strong management and dedicated staff. PSL currently has 6 branches in Kumasi and Accra.
Pacific Savings and Loans PLC (PSL)
- To promote alternative access of choice to the under-banked public by providing a wide range of services to individuals and sectors of the economy that have hitherto lacked access to attention from the traditional banks
- To provide a cheaper, expedient and responsive access of choice to financial solutions by engineering innovative products and savings mobilization measures that meet and exceed the special needs of the under-banked.
- Integrity
- Accountability
- Diligence
- Perseverance
- Discipline
Explore Our Financial Services
Savings
Investments
Loans
Schedule consultation or make enquiry
Current Financial Products on Offer
Our Four Steps Process Solution
1. Client Onboarding
Open accounts for clients after registration and verification.
2. Savings Collection
Mobilize deposits from clients into savings accounts.
3. Loan Disbursement
Provide loans based on savings history and credit assessment.
4. Repayment
ollect loan repayments with interest and track client performance.
FAQs
Our Frequently Asked Questions (FAQs) provide quick answers to the most common queries from our clients
Our branches are open from 8:30am to 4:00pm, Monday to Friday. Kumasi Main (Adum) and Abossey Okai branches open on Saturday from 9am to 1pm
Easy! You can open an account by visiting any of our branches with a valid ID (Ghana Card) Passport picture and proof of address, or you can call 0322041050/0322041051 for assistance.
We offer personal loans, business loans, salary loans, micro group loans, funeral loans, etc.
To apply for a loan facility you can visit any of our branches or you can call our help desk at 0322041050 / 0322041051
Meet Our Experts
Mr Seth Owusu-Brobbey
Ms. Barbara Osei-Kumi
Ms. Awura Adwoa Osei-Kumi
Check what our client
Say about us

“ Overall, Pacific Savings and Loans has exceeded my expectations in every way. I highly recommend them to anyone looking for a reliable and customer-focused banking experience. ”
Makafi

“I have been a customer of Pacific for over five years, and I couldn’t be happier with the service I’ve received. From the moment I opened my account, the staff has been incredibly helpful
Aseda Nyame

My name is Abena Tiwaa, and I am a trader in clothing materials at Okaishie, Accra. I have worked with Pacific Savings and Loans for 10 years and I must say they are a
Abena Tiwaa

“ Since I joined Pacific Savings and Loans in 2019, I have benefited from the low interest rates on their loans. The processing time is also very fast, helping me to beat the deadlines
Daniel Lomotey

“ I have operated a savings /susu account at Pacific Savings and Loans for 19 years. With Pacific, I am always assured of the safety of my deposits. Their service at the branch is

